Institutional Finance · Regulated Platforms · Design Systems

Ed Chen

Senior Product Designer · Institutional Finance & Regulated Platforms

ASIC-regulated finance. 150 components. Zero rebuilds.

Selected
Projects

Regulated trading platforms, $80M UHNW real estate, and institutional B2B infrastructure. Each built under a different compliance framework, each serving a different kind of professional.

Shipped Live client work — production deliverable
Concept Research concept — built on real production experience
01
ACY Securities — Enterprise FinTech Design System
Shipped · 4 Years · Live Product

ACY Securities

One design system. 5 live platforms. Eight regulatory updates. Zero structural reworks.

Lead designer across five product lines at an ASIC-regulated broker — 100K+ active traders, 40+ jurisdictions, supporting $2B+ in daily trading volume. Working directly with the CEO, CFO, Legal, and three engineering teams at ACY Securities. I built a 150+ component system where teams ship without coming back to me for every edge case. KYC onboarding drop-off fell from 73% to 45% (Mixpanel, 90 days post-launch) — that's more funded accounts, not just a better task score. The system has absorbed 8 regulatory changes at 3–5 days each, against the 3–4 week rebuilds that came before it.

ASIC · FCA · MiFID II 150+ Components KYC Drop-off 73%→45% 100K+ Traders · 40+ Jurisdictions $2B+ Daily Volume · 5 Product Lines

Still building: I work directly with leadership on product direction. The design system has survived 8 regulatory updates, 3 engineering team changes, and expansion to 40+ countries — that durability is the return on building for governance rather than aesthetics.

2024 — team restructured: After the design team downsized, I maintained delivery across all 5 product lines by integrating AI into the workflow — copy variants, asset resizing, code scaffolding. All UX decisions, compliance logic, and governance stayed manual. The system's self-serve documentation made this possible.

02
Christie's International Real Estate
Shipped · Live Client · 9 Months

Christie's Real Estate

Editorial Platform — I handled design, development, and product decisions

Sole designer and product owner for Christie's International Real Estate editorial platform — 9 months, five global offices, $5M–$80M property buyers. I handled design, development, and stakeholder coordination end-to-end. The challenge: translating 260 years of print brand standards into a digital product without compromising a single weight, colour, or whitespace ratio.

+20% Page Views (GA, 3-month post-launch) 60% DB Query Reduction (47→18 queries/page) $5M–$80M UHNW Segment 5 Global Offices · 1 Designer

Sole designer, developer, and product owner. When the brief said "web engineer," I built the product. When the brief outgrew engineering, I ran the product. Five offices, competing deadlines, one person — nine months.

03
ACY Connect — Institutional FIX API Documentation
Shipped · B2B Institutional · 12+ Institutional Clients

ACY Connect

FIX 4.4 documentation for institutional clients — where a misconfigured message is a million-dollar position sizing error

Designed the documentation and onboarding system for ACY's institutional FIX 4.4 API — the protocol that connects prime brokers, liquidity providers, and institutional clients. Five different types of users (from product managers to market data engineers) all need to understand the same system differently. I designed that experience. This work later became the foundation for TradeX.

FIX 4.4 Protocol 12+ Institutional Clients 5-User Taxonomy B2B Prime Broker

Why this was hard: A misconfigured FIX message doesn't show an error on screen — it quietly creates a million-dollar position sizing mistake while the market keeps moving. The design target was self-serve integration: a hedge fund engineer should be able to go from first API key to production order flow without a support ticket. Documentation precise enough for developers, clear enough for business people — same system, completely different needs. Integration time dropped from 3 weeks to 1 week; support tickets dropped 67%.

04
Finlogix — Real-time market analytics
Shipped · Live Platform · Tested with Real Traders

Finlogix

Real-Time Market Analytics · Modular Widget System · ASIC Regulated

Trading analytics platform handling 1,000+ real-time data points. I designed a modular widget system so traders could arrange their workspace the way they actually think — not the way a product manager assumed they should. Tested with 15 active traders in controlled sessions. Order placement went from 8.2 seconds to 2.9 seconds. 67% built custom layouts within 3 months (platform analytics, Q4 2023).

Order Placement 8.2s → 2.9s 67% Custom Layout Adoption Time-to-Insight −40% (n=15) n=15 Paired Usability Study

The research behind it: Tested with 15 active traders in controlled sessions (paired within-subjects — each person tried both old and new). Order placement went from 8.2s to 2.9s. The large effect isn't surprising — we consolidated a 6-step flow into 2 steps, and the statistical analysis confirmed it was genuine, not noise (p<0.001). The more useful finding was identifying which steps caused the delay: confirmation modal and instrument search. That insight drove the redesign, not the aggregate number.

Intent Canvas, TradingCup copy-trading, and earlier design-system iterations live in the full archive.

View Full Case Study Archive →

One Design System.
Seven Fintech Applications.

One token-driven system, one shipped enterprise platform, six research-grounded concept studies. ACY Securities anchors the language in production; TradeX · Xanthos · Argos · Aureus · ConnectX · Double-Blind extend it into six adjacent regulatory regimes.

Production Anchor · Shipped 4 Years · 100K+ Traders
ACY Securities Platform Ecosystem
Regulatory Foundation
Modular system where new regulatory requirements slot in — 2+ years of ASIC/FCA updates shipped without redesigning from scratch
Scope
Brand + Web + Platform
Business Impact
Enterprise-scale platform, 40+ countries, 5+ product lines unified
System Scalability
Design system enabled autonomous implementation across 5 product lines

Same System · Six Regulatory Regimes

Built from FINRA 2111, SEC Reg BI, FinCEN CDD, FATF Rec 10, BSA, and SR 11-7. Fictional brands, original IP, zero client overlap — each study ships a working artefact, not a mockup.

TradeX — Institutional trading terminal
Institutional concept · Live demo

TradeX — Institutional Terminal

Cross-asset order book, RFQ blotter, and portfolio analytics for PMs and execution desks. Grounded in FIX 4.4 protocol specs, CME / LMAX orderbook teardowns, and institutional buy-side workflow research.

FIX 4.4 · RFQ Buy-side
Xanthos Private Bank — UHNW wealth management
UHNW concept · Research-grounded

Xanthos — Private Bank

A private banking concept — advisor workstation and client portal sharing one compliance spine. Built from FINRA 2111 suitability, SEC Reg BI fiduciary standard, and UHNW advisor interview patterns.

Reg BI · FINRA 2111 UHNW · B2B2C
Argos — Cross-asset compliance platform
AML concept · Research-grounded

Argos — Compliance Platform

Cross-asset AML/CFT surveillance — alert triage, investigator workspace, SAR filing. Built from FATF typologies, FinCEN SAR filing standards, and surveillance analyst interview research.

FATF · BSA AML · SAR
Aureus — B2C AI Wealth Hub for the modelled-mass-affluent saver
Retail concept · Live prototype

Aureus — AI Wealth Hub

A B2C wealth hub for the modelled-mass-affluent saver — four AI modules, a 10-step KYC + AML onboarding flow, and a fiduciary Decision Room. Grounded in SEC Reg BI, FINRA 2111, FinCEN CDD, FATF Rec 10, BSA, and SR 11-7 model risk.

Reg BI · KYC/AML B2C · Modelled
ConnectX — Private Banking CRM with editorial register and AI autonomy tiers
RM CRM concept · Live demo

ConnectX — Private Banking CRM

A relationship-manager CRM at editorial register — eleven canonical screens, eight named AI agents, four explicit autonomy tiers (Ambient → Co-pilot → Assertive → Autonomous). AI observes; it never directs. Single self-contained bundle, no build step.

AI Autonomy Tiers B2B · RM
Double-Blind Fiduciary Protocol — adversarial AI layer for UHNW relationship management
Fiduciary concept · Live demo

Double-Blind — Fiduciary Protocol

An adversarial AI layer for UHNW relationship management. RM commits their independent read first — sealed with SHA-256. AI reveals second. Every divergence requires a documented human resolution. SEC 17a-4 audit trail · SR 11-7 effective challenge.

SEC 17a-4 · SR 11-7 UHNW · AI Governance

Independent Evaluation

Top-Tier Platform Assessment

Independent broker review highlighting platform usability and clean interface design
— FXempire (2025)
Independent review examining ACY's multi-jurisdictional regulatory compliance framework
— FXempire (2026)

Built for Regulated Markets

150+ production components built specifically for regulated financial products. Some handle trading data (prices, orders, charts), some handle compliance requirements (KYC, risk warnings, disclosures), and they all work across three information density levels — because a trader and a compliance officer are reading the same data very differently.

Production Components
150+
Finance-Native
9
Compliance-Native
10
Density × Theme
10
Price Display Real-time
EUR/USD
BID1.0847
2.2
ASK1.0869
▲ +0.0022 · +0.20%
Bid/ask spread · tick animation · deuteranopia-safe
Order Entry Core Flow
MarketLimitStop
Volume1.00 lot
Margin req.$2,174
FIX 4.4 OrdType mapping · margin validation
Watchlist Row Data Dense
EUR/USD▁▂▄▅▄▆▇▆ 1.0869+0.20%
GBP/USD▇▆▅▄▃▂▃▄ 1.2741−0.14%
XAU/USD▄▅▆▇▆▇▇▆ 2,318.40+0.83%
USD/JPY▃▄▄▃▅▄▃▂ 149.82 +0.03%
Bloomberg-caliber density · inline sparklines
◐ Light Mode
Trade Ticket Execution
● FILLED
InstrumentEUR/USD
DirectionBUY
Fill Price1.08694
Qty Filled1,000,000
Tag 39OrdStatus=2
FIX Tag 39 OrdStatus · execution confirmation UX
Sparkline Chart Trend
XAU/USD 2,318.40
Inline price trend · area fill · responsive SVG
Market Heatmap Overview
Sector Performance · 1D
Tech
+2.4%
Finance
+1.1%
Energy
+0.4%
Materials
0.0%
Health
−0.3%
Utilities
−2.1%
Sector performance · semantic color scale · at-a-glance

Designing Within
Regulated Constraints

Regulatory requirements aren't legal hurdles — they're design specifications. I translate constraints into reusable design systems, so teams ship faster on every subsequent update.

ASIC (Australia)

How do you tell users their funds are at risk without killing conversion? Leverage caps and disclosure rules forced honest hierarchy and clear copywriting.

FINRA / SEC Rules (US)

Designed suitability questionnaires to FINRA Rule 2111 and SEC disclosure standards: making required risk disclosures feel like user protection, not legal fine print.

ESMA (EU)

Inducement bans as a creativity constraint: designing engaging promotions when direct incentives are prohibited.

MiFID II Best Execution (EU)

How do you make trade execution transparency feel like a feature, not a disclosure obligation? Best execution rules forced a rethink of the order confirmation screen.

Dodd-Frank (US Derivatives)

US derivatives regulation that governs how trade data is reported and disclosed. Every confirmation I design serves two audiences: the trader who just executed, and the audit trail that regulators require.

WCAG 2.1 AA

Global accessibility standards for inclusive financial terminals.

Constraint as Brief — What It Produced

150+

Reusable Design Components

KYC flows, best execution confirmations, leverage warnings, consent gates — each built once, applied across ASIC, MiFID II, Dodd-Frank, and FCA simultaneously.

~80%

Faster Regulatory Updates

When MiFID II Art.27 required trade execution venue disclosure (showing traders where and how their orders were filled), the update took 3 days — the pattern already existed. Compliance patches, not rebuilds.

8+

Regulatory Updates Without Rewrites

ASIC CP 322 · FCA SCA · MiFID II Art.27 · Dodd-Frank VII · ESMA leverage caps · FATCA · KYC re-consent · PDS update — zero system rewrites.

Regulatory Compliance Architecture How 150+ components enforce MiFID II · Dodd-Frank · ASIC · FCA · FINRA · WCAG 2.1 AA at the system level
COMPLIANCE STATUS BOARD
Last Audit: PASSED Violations: 0 --:--:--
JURISDICTION STATUS
KYC / AML PIPELINE
DISCLOSURE GATE STATUS
RISK & AUDIT METRICS
RECENT AUDIT TRAIL

Five Years of Work.
Here's What Actually Shipped.

Real outcomes from real products — what I owned, what I measured, and what held up over time.

Measurable Outcomes
Architecture built for compliance change — 8+ regulatory updates shipped without system rewrites
MiFID II · Dodd-Frank VII · ASIC RG 268 · FCA COBS — 40+ countries · zero downtime
  • System Scalability — One architecture serving 40+ countries, flexible patterns built into the core from day one.
  • Design System Governance — Modular system adopted across 5+ product lines with documentation and engineering alignment.
  • Faster Design-to-Production — Clear handoff documentation meant engineering teams could ship features without waiting for me to be involved in every step.
  • Built for Regulatory Change — MiFID II, Dodd-Frank, ASIC/FCA requirements are all built as reusable components. When regulations changed, we shipped updates in days instead of months.
My Design Role
Small team, five product lines — I built systems so quality scales without any single person as a bottleneck
150+ components, design review process, onboarding playbook, hiring rubric
  • Design Direction: Set the design standards across 5 product lines — interaction patterns, visual systems, and research practices that let engineering teams build without needing my input on every detail.
  • Design System: Built 150+ components, interaction patterns, animations, documentation, and developer handoff guides.
  • Working Across Teams: Worked directly with Legal on regulatory needs, Product on roadmap priorities, Engineering on technical constraints, Marketing on content, and leadership on strategic direction.
  • Leadership Materials: Designed investor briefings, board decks, and strategic planning documents for the leadership team.
Conflict Resolution
Navigating Stakeholder Disagreement
KYC 47-field negotiation · ASIC 14-day directive shipped on time · Canvas API unblocked
  • Legal vs. UX Trade-offs: When Legal required adding 47 disclosure fields to onboarding (ASIC/FCA compliance), data showed 73% drop-off. Built interactive prototype. After 3-week C-suite mediation, Legal approved conditional implementation with audit trail.
  • Engineering Constraints: Canvas API animations caused performance concerns. Ran joint profiling sessions, identified bottleneck (re-render loops). Redesigned using requestAnimationFrame batching. Engineering validated and became design system advocate.
Research Process
Data-Driven Decision Making
170+ Hotjar sessions · 15 user tests · 8.2s → 2.9s order placement (64% faster)
  • Research Process: Built a 5-step research process using Hotjar (170+ session recordings) to turn user behaviour data into evidence that convinced stakeholders to act.
  • Testing with Real Users: Tested 3 design variants with 15 traders and found critical usability problems. After launch, order placement improved from 8.2s to 2.9s (64% faster).
  • Getting Buy-In: Used heatmap data (85% CTA visibility) to convince leadership to invest in the design system.
Research Synthesis · ACY Order Flow Redesign Q3 2023
① Observe
170+ Hotjar session recordings
② Hypothesize
3 competing variants drafted
③ Test
15 traders · moderated sessions
④ Synthesize
Affinity map · 8 clusters
⑤ Measure
Production telemetry post-launch
Finding 01
Traders abandoned confirmation step when stop-loss field was not pre-filled — perceived as incomplete order.
→ Default SL/TP from last trade
Finding 02
85% of heatmap clicks on the "Sell" CTA were hesitation taps — users re-read the price 2–3× before committing.
→ Live price lock with 3s timer
Outcome
64%
faster order placement
8.2s → 2.9s · Validated via production telemetry

Making Design Work
Without Me in the Room

From design lead to the person the CEO briefed on investor materials and the CFO annotated in Figma for same-day sign-offs. That trust came from building systems — governance, process, cross-functional workflows — not just components.

CEO + CFO · Direct

C-Suite Design Partnership

CEO briefed investor-facing work directly. CFO annotated in Figma for same-day sign-off — no PM layer, no email rounds.

Same-day sign-off Awwwards nominated COO attribution
Team Process

Review Cycle & Onboarding

A 4-step review aligned to the engineering sprint. 30-60-90 onboarding so new hires understand finance, the system, and compliance — not just where Figma lives.

4-step review Sprint-aligned Empowerment over micromanagement
Cross-Functional

Governance That Survives

Legal reviews concepts before wireframes, copy before prototypes, builds before handoff. I join engineering standups so specs match how they actually build.

0 feature scraps · 2yrs Joined engineering standups "Smoothest cross-team collab"

Third-Party Validation

What my colleagues actually said — 8 public LinkedIn recommendations from my manager, people I managed, engineers I worked with, and leadership I collaborated with.

Yung-Yu C. · Direct Report, Zerologix

"Empowers team members by providing opportunities to lead new projects, favoring empowerment over micromanagement."

Sheng Wen C. · Cloud Data Architect · Different Team

"Exceptional taste, technical creativity, and an almost unsettling ability to ship beautiful work fast."

White Chen · Lead Software Engineer · Same Team

"I've worked with designers who throw designs over the wall — Ed is not one of them. He'd join our standups, ask how we structure components, and adjust his specs accordingly. That alone saved us a ton of back-and-forth."

Architecture Before
Aesthetics

The most valuable thing I do is reduce translation loss between design, legal, and engineering. Legal speaks in regulation numbers. Engineers speak in components. Traders speak in risk exposure. I speak all three — so each group stops making expensive assumptions about the others.

Fit, not template

Right Solution for the Right Client

A retail app and a wealth dashboard serve different people, different risks, different rules. I've designed both — and know when to drop one playbook for the other.

Hard flow first

Build for What Comes Next

Start with the flow that has regulation, edge cases, and real money. Get that right and the product won't need to be rebuilt for the next audit.

Day-one embed

In the Room from Day One

I sit in engineering standups and learn how they structure components — so specs remove friction instead of adding to it. Same instinct with Legal, CFO, Ops.

Systems not snowflakes

Systems That Scale with the Business

Every problem becomes a reusable pattern. The next regulation change absorbs in days, not months — because the system was built to adapt.

Where I push back in fintech design reviews

Simplicity is the right goal for consumer apps. It is not the right goal for financial products. The right goal is clarity — and the two are not the same. A "simplified" trading interface that removes a risk disclosure to reduce visual noise has just created a compliance violation. A "streamlined" onboarding that skips a step to reduce friction may have also skipped an ASIC audit requirement. I've pushed back on "make it simpler" many times. Not because simpler is wrong — but because in regulated products, "simpler" without domain knowledge is just a way to move the risk somewhere less visible.

I'm not trying to impress other designers. I want the team to ship better, the business to grow safely, and the users to trust the product enough to keep using it.

Beyond the Screen

Investor materials for C-suite. Cross-functional governance that survived 8 regulatory changes. Financial products running across 40+ markets. The work that never shows up in a Figma file.

Cross-Cultural Design Leadership

Designing Across Markets: SF · Tokyo · Taipei

Worked across APAC and Western markets, dealing with different regulatory frameworks (ASIC, FCA, FINRA) and different cultural expectations. Helped distributed teams understand that localisation is about more than just translating text.

40+
Countries Supported
5+
Regulatory Jurisdictions
3
Time Zones Coordinated

How I Work with AI
in Financial Product Design

I brief AI on regulatory context (ASIC · FCA · MiFID II), then filter every output through five years of lived institutional experience. Claude drafts; I validate against compliance, business intent, and how users actually work. AI makes me faster. Domain knowledge keeps the output correct.

Ed · Domain Brief
Regulatory context Design constraints Business intent
Claude · Generation
Synthesises patterns Generates options Structures output
Ed · Judgment Filter
Validates vs. reality Domain expertise Keeps · modifies · rejects

This portfolio was built with Claude. AI helps me work faster — but every design decision comes from five years of shipping real products in regulated markets, working with legal, engineering, and product teams every day.

The Terminal Model — AI & Open Source Cowork ROI Solution Explorer · OpenStock retail→institutional chart · AI Signal Trust Layer · KYC drop-off 73%→45% — every decision traceable back to a dated analytics file, not a gut call.
"The best financial products feel obvious in hindsight — not because they're simple, but because someone understood the business well enough to solve problems before users ever noticed them."

Five years across ASIC, FCA, and MiFID II markets taught me the gap between "looks good in Figma" and "ships in production" is measured in regulatory risk and user trust. I close that gap by earning trust across functions — CEO briefs me directly on investor materials, CFO annotates Figma in real time, Legal reviews compliance components before engineering touches them.

The Team Ships Faster With Me in It

Component misuse dropped from ~30% to under 8% after I introduced governance docs. CFO revision cycle: multi-day email rounds → same-day Figma sign-off. Engineering lead: "one of the smoothest cross-team collaborations" he'd experienced.

I Read the Business Before It Reads the Brief

ASIC issued a 14-day compliance order — we shipped in days because compliance logic lived in component variants, not page layouts. FIX 4.4 portal redesign: support tickets dropped 67%, integration time 3 weeks → 1.

I Know What Different Users Need

40+ countries, three time zones, users from first-time retail traders to institutional desks running $10M–$500M daily flow. Shipped retail apps (5.0★ App Store), institutional API portals, and EN / AR-RTL / VI / JA campaigns — right approach per market, not one template.

What I Build, the Whole Team Uses

150+ components across web, iOS, Android, and institutional surfaces. Compliance logic lives as component variants — when ASIC changes a leverage cap, one variant updates and propagates across 5 platforms. 8 regulatory updates in 2 years, zero structural redesigns.

Let's Talk

Senior / Principal Product Design at institutional finance firms — where the design voice carries weight in product, compliance, and engineering. If your team builds for traders, RMs, compliance officers, or institutional clients in regulated markets, I'd welcome the conversation.

Portfolio at a glance
Traders 100K+ across 5 platforms
Jurisdictions 40+ EU · UK · APAC · MENA
Components 150+ tokens-first system
Daily volume $2B+ FIX 4.4 production
Recommendations 8 LinkedIn (CEO · CFO · Eng)