TrueWorth

Terms of Use

Last updated: February 11, 2026

By using TrueWorth, you agree to these terms. Please read them carefully.

1. No Financial Advice

TrueWorth is an educational visualization tool, not a financial advisor.

All outputs, calculations, comparisons, and projections are for learning, discussion, and entertainment purposes only. They are not investment, tax, legal, or financial advice and should not be relied upon for making financial decisions.

Before making any financial decisions, consult with a qualified, licensed financial professional who can consider your individual circumstances.

2. Illustrative Data & Models

TrueWorth uses illustrative datasets and simplified models for educational purposes:

  • CPI (Consumer Price Index) data is illustrative and may not reflect official BLS figures
  • Asset returns (S&P 500, NASDAQ, Gold, Bitcoin, Real Estate) are approximations
  • Depreciation curves are simplified models and vary significantly in practice
  • Real estate appreciation rates are metro-level estimates
  • Historical prices for consumer goods are approximate

Past performance does not guarantee future results. Historical returns shown are not indicative of future performance.

3. Use At Your Own Risk

You use TrueWorth entirely at your own risk. We make no warranties, express or implied, regarding:

  • The accuracy, completeness, or reliability of any data or calculations
  • The suitability of any information for your particular circumstances
  • The availability or uninterrupted operation of the service
  • The absence of errors, bugs, or harmful components

TrueWorth, its creators, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the service.

4. Intellectual Property

TrueWorth is a proprietary project. All rights reserved.

  • Commercial and personal use not allowed without permission
  • Modification and distribution not allowed
  • Private use only

Third-party trademarks, logos, and brand names (e.g., iPhone, Tesla, S&P 500) are the property of their respective owners and are used for educational reference only.

5. Privacy & Data

TrueWorth is designed with privacy in mind:

  • No account or login required to use core features
  • Salary and personal financial inputs are processed client-side and not stored on our servers
  • We do not sell or share personal data with third parties
  • Minimal analytics may be used to improve the service

For complete details, see our Privacy Policy.

6. Acceptable Use

You agree not to use TrueWorth to:

  • Provide financial advice to others without proper licensing
  • Mislead others about the nature of the data (it's illustrative, not verified)
  • Conduct any illegal activities
  • Attempt to disrupt or damage the service
  • Scrape data in a way that impacts service availability for others

7. Changes to Terms

We may update these terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of TrueWorth after any changes constitutes acceptance of the new terms.

8. Contact

If you have questions about these terms or the service, please contact us through the project repository or reach out to the maintainers.

Created by Ed Chen

In Plain English

TrueWorth is an educational tool. We're not financial advisors. The data is illustrative — don't bet your life savings on it. Use it to learn and explore, then talk to a real professional before making money moves. We built this to help people understand money better, not to replace actual financial advice.