Nova Terminal — Institutional Macro & Portfolio Cockpit

Explainable Co-Pilot

Six investor personas — Buffett, Munger, Lynch, Dalio, Soros, Marks — review your portfolio draft. Each verdict carries a confidence interval and a cited rationale. Nova does not hide the reasoning; you see which heuristics fired and which did not.

Portfolio draft

Percent weights must sum to 100%. Submitted locally — nothing uploaded.

Cash & equiv. %

Equities (broad) %

Bonds (IG + Tsy) %

Real estate / REIT %

Alternatives (gold / crypto) %

Growth tilt (speculative) %

Total 100% balanced

Horizon Risk tolerance

Awaiting review. Fill the weights and press Run.

How the scores are built

Buffett · owner-operator. Penalises leverage > 60% equity, rewards dividend-shelf and moat proxies (bonds + blue-chip equity weight).
Munger · anti-stupidity. Flags concentration > 70% single asset class, rewards Cash + Bonds buffer ≥ 20%.
Lynch · invest in what you know. Rewards equity weight between 40–70%, penalises alt > 15% (unknown terrain).
Dalio · all-weather. Scores against the 30/55/15 risk-parity anchor; diversification distance is the loss.
Soros · reflexivity. Rewards volatility-ready cash, penalises crowded growth tilt > 10% in long-horizon lanes.
Marks · cycle-aware. Weights answer by macro regime chip above — tightens in VIX > 20, eases in regime-good.

Live Portfolio

Twelve pre-seeded holdings pulled from Yahoo Finance every few minutes. Edit share counts inline — Nova recomputes market value, weight, P/L, and 60-day returns. When Yahoo is unreachable, prior closes are held; the status pill flips to SIM.

Market value $—

Daily Δ —

60d return —

Concentration (top 3) —

Portfolio β —

1-day 99% VaR —

60-day equity curve · normalised to 100

Nova portfolio SPY benchmark

Source: Yahoo Finance via corsproxy.io · normalised on first common bar

Symbol	Name	Shares	Last	Daily Δ	Market value	Weight	60d	β

Margin Heat Meter

A live gauge between initial margin and house call. Enter your account, and Nova walks the corridor: initial (Reg T 50%), maintenance (FINRA 25%, house 30%), Fed Rule 431 stress overlay. Pin-point where your equity sits relative to every line that matters.

0% 100%

Maintenance · 25% House · 30% Stressed · 35% Initial · 50% Equity

Equity % —

Buying power —

House-call threshold —

Drawdown to call —

Day-trade BP (NYSE 431) —

Regime chip —

Fill inputs & press Recompute.

Risk Profile & Kelly Sizer

A six-question behavioural quiz calibrates your loss-tolerance archetype, then a Kelly-criterion calculator sizes a single-trade position given edge and odds. Both use the same underlying math portfolio managers use at interview — no black-box magic.

Tax-Lot Optimizer

Enter up to eight lots per symbol. Nova surfaces the best sale order for your tax goal — minimise gain, harvest loss, or avoid short-term — and flags IRS §1091 wash-sale risk when a replacement is bought within 30 days.

Your lots

Symbol Last price ($)

Acquired	Shares	Cost basis ($/sh)	Lot P/L	Term

Shares to sell Strategy

Short-term rate (%) Long-term rate (%) Bought replacement in last 30d?

Proceeds —

Realised gain —

Short-term portion —

Long-term portion —

Estimated tax —

After-tax proceeds —

Sell order (matched against your strategy)

#	Lot date	Shares	Basis	Gain	Term

Provenance

Wash sale rule · IRS §1091 — loss disallowed if substantially identical security is bought within 30 days before or after.
Capital gains · IRS Pub. 550. Short-term: < 1 year, taxed as ordinary income. Long-term: ≥ 1 year, preferential 0 / 15 / 20% brackets.
Specific-identification · IRS Reg. §1.1012-1(c) — you can choose which lots to sell provided adequate records.
Nova does not provide tax advice. Consult a CPA for your specific situation.